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Subject Matter Expert

FPT Asia Pacific
Full-time
On-site
Singapore, Singapore
IT

Role Overview

We are seeking a highly experienced Core Banking & Payments Subject Matter Expert (SME) to drive end-to-end solutioning, implementation, and enhancement of core banking systems and payment platforms. The candidate will play a critical role in transformation initiatives, system integrations, and regulatory compliance across payment ecosystems.

Key Responsibilities

Core Banking

  • Act as SME for Core Banking systems such as Temenos Transact (T24), Finacle, or equivalent platforms.
  • Lead requirement gathering, functional design, and gap analysis for core banking modules (CASA, Loans, Deposits, GL, Trade Finance).
  • Work closely with business stakeholders, technology teams, and vendors on system enhancements and upgrades.
  • Support system integration between Core Banking and downstream/upstream applications.
  • Ensure compliance with local regulatory requirements and audit standards.

Payments Domain

  • Provide deep domain expertise in payment systems including:
    • SWIFT
    • ISO 20022
    • Real-Time Gross Settlement (RTGS)
    • FAST / GIRO (Singapore context)
    • Cross-border payments
  • Lead payment transformation initiatives (e.g., ISO 20022 migration, real-time payment implementation).
  • Define payment processing workflows, reconciliation, and exception handling processes.
  • Support integration with payment gateways, clearing systems, and correspondent banks.
  • Stakeholder & Project Management
  • Act as bridge between Business, Operations, Compliance, and IT teams.
  • Participate in RFPs, solution design workshops, and vendor evaluations.
  • Lead UAT, SIT coordination, and production deployment support.
  • Provide risk assessment and mitigation planning for payment and core banking projects.

Requirements

  • Bachelors Degree in IT, Finance, Banking, or related field.
  • 8+ years of experience in Core Banking and Payments domain.
  • Strong functional knowledge of:
    • Core banking modules (CASA, Lending, Treasury)
    • Payment rails & messaging standards (SWIFT MT/MX, ISO 20022)
    • Experience in system implementation, migration, or large-scale transformation projects.
    • Familiarity with regulatory frameworks (MAS, AML, FATCA, etc.).
    • Strong stakeholder management and communication skills.
  • Experience in digital banking initiatives.
  • Knowledge of API integrations and microservices architecture.
  • Certification in banking systems or project management (PMP, Prince2).
  • Experience working with regional banks in APAC.